News & Information
Published: 20 April 2018
Published: 05 April 2018
Simply put, an age pension is the main source of income support for people who have reached the Age Pension age. It provides an income stream for life for those Australians who meet the eligibility requirements and is a taxpayer-funded retirement type income stream. In order to be considered for the age pension you must have reached a certain age, known as the pension age, meet residency requirements and you must pass the age pension assets test and the age pension income test. So how do you know if you are eligible for an age pension and if you meet the requirements?
Published: 30 March 2018
If you’ve been keeping up with the news lately you may have heard of Labor Leader Bill Shorten’s policy proposal to end cash refunds on excess imputation credits. His latest proposal aims to shut down the imputation scheme created by John Howard and Peter Costello, which allows individuals and super funds to claim cash refunds on excess franking credits.
Published: 26 March 2018
If you’ve recently started investing your funds you may have come across the term Exchange Traded Fund or read the term exchange-traded funds. And you may have asked yourself what is an ETF?
Published: 23 March 2018
Your Total Superannuation Balance is made up of the combined balances of all your super and retirement savings account. As per the “ATO“, this sum is reduced by the sum of any personal injury structured settlement amounts contributed to super”.
Published: 20 March 2018
So you’ve come to a point in your life where you want to start planning for your future, perhaps you’ve started a new job, come into some money or simply want to retire comfortably. Whatever the reason may be, it’s always a good idea to start thinking about your future.
Published: 15 March 2018
The latest trend in the SMSF world is the ability for SMSF trustee’s to borrow money to investment. This ability to borrow money using your SMSF to finance investments including direct property is possible under the Limited Recourse Buying Arrangement (LRBA).
Published: 14 March 2018
Non-concessional contributions are after-tax contributions made to your super, or better known as personal contributions for which you do not claim an income tax deduction, they also include spouse contributions. Non-concessional contributions can be a good way to maximise your super and help you save for retirement.
Published: 13 March 2018in Our Investment Philosophy, What is Financial Planning?, Our Financial Advice Offering, Investment Advice - Anthony Stedman, Hugo Sampson
It is with great pleasure for LifeTime Financial Group to announce Hugo Sampson the winner of the 2017 Advice Evolution Adviser of the Year award. This is the second year in a row Hugo has been honoured with Adviser of the Year awarded across the national adviser base for Advice Evolution.
Published: 09 March 2018
The onset of the new 2017-18 financial year saw a lot of changes to the legislation surrounding superannuation and in particular, changes to personal super contributions deductions.