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Extra mortgage repayments Vs. Increased Super contributions
- PUBLISHED: 11 April 2021
- - Article
- - What is Financial Planning?
With interest rates at the lowest they’ve ever been, does utilising surplus income to pay off your mortgage still provide the best bang for your buck? And if not, what are the alternatives? This article includes an informative case study that compares paying down your mortgage vs wealth creation via superannuation. We conclude with a recommendation to seek professional advice from a qualified financial adviser. Read All
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Global Economic Outlook prepared by Vanguard
- PUBLISHED: 22 January 2021
- - Article
- - Investment & Financial Advice
Our clients have weathered what initially appeared to be a financial storm of gigantic proportions. As Covid 19 has played out around the world, we have come to realise that whilst it has been tough for many, we have fared better financially than many experts predicted. With vaccines now being rolled out around the globe, and the US elections finished, our thoughts turn to what lies ahead. As we head into 2021, the global economy is recovering from one of the most pronounced economic shocks in nearly a century. But even as confidence in a COVID-19 vaccine grows, Vanguard sees an uneven path back for global growth, with the outlook hinging critically on the virus's path, vaccine implementation and health outcomes. Read All
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5 Common mistakes that could ruin your retirement
- PUBLISHED: 09 January 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Investment & Financial Advice
We have prepared an E-Book outlining the 5 most common mistakes people that can ruin your retirement. Read All
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Everything you ever wanted to know about Super
- PUBLISHED: 09 January 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Investment & Financial Advice, Divorce
This E-Book focuses solely on superannuation. It covers all angles including choice of super, investing in super, holding insurance in super, salary sacrifice, superannuation contributions, self-managing super, and the role super plays in estate planning. Read All
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Woman and Superannuation
- PUBLISHED: 30 November 2020
- - Article
Despite earning less than men on average, and spending less time in the workforce, there are a range of ways women can boost their Superannuation savings Read All
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Is it possible to consider renting when you are retired?
- PUBLISHED: 30 November 2020
- - Article
As housing costs continue to rise in Australia, particularly across the country's capital cities, there are some retirees who are likely to rent throughout retirement. And if retirees aren't renting, they may end up leaving an asset to beneficiaries that is still mortgaged to the bank. This article compares the average incomes of Australian retirees and analyses how renting may impact their retirement lifestyle. Read All
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10 common financial mistakes people make before retirement
- PUBLISHED: 30 November 2020
- - Article
- - What is Financial Planning?
This article identifies and discusses the 10 most common mistakes people make prior to retirement Read All
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The financial effects of divorce for those over age 50
- PUBLISHED: 05 November 2020
- - News
- - Divorce
Managing a divorce is tough at any time but when it affects couples over the age of 50, it can have more complex financial implications. We identify some of the financial issues and ways to deal with them in this tough time. Read All
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Preparing for retirement in uncertain times
- PUBLISHED: 27 October 2020
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Directly Held Investment Portfolio, Investment & Financial Advice
This article describes options for building wealth before retirement, particularly in this volatile economic environment. It starts with the relatively safer but low yielding options then explains three alternatives which may offer potentially higher returns. Read All
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Your health and wealth during the COVID-19 pandemic
- PUBLISHED: 27 October 2020
- - Article
- - What is Financial Planning?
This article is a special feature piece that summarises what we can expect from the COVID-19 pandemic. It covers Government support packages for both individuals and businesses, how banks are approaching home loans, the impact of past market crashes and corrections, what to focus on when it comes to personal finance, as well as how to best look after your health during this pandemic. Read All