News & Cases

  • 2018 Year In Review

    With the 2018 Calendar year coming to a close, we thought we might take a moment to recap the year that’s been. After years of stability and complacency, volatility crept in the front door of financial markets and made its presence felt. Volatility in equity markets (February & October), volatility in Property (House Prices), volatility also experienced in currency markets and cryptocurrencies. Read All

  • Investment Mix Available in your Super

    Super is a long-term investment and super funds invest our money with the intention of growing our funds for the future. Many super funds offer a range of investment options you can choose from and what you choose will depend on how much risk you are willing to take. Read All

  • 5 Steps to Building your Wealth

    With constant changes in the economy and the fluctuations in the market we’re always looking for ways to continue to build our wealth. To be able to build we need to have a starting point. While everyone is different financially, we can all use these basic 5 building blocks as our foundation to help us grow financially. Read All

  • SMSF: Administering and Reporting

    As a trustee or director of a Self-Managed Super Fund (SMSF) there are a number of administering and reporting duties that need to be completed. Read All

  • A Brief background on Income Protection Insurance & Waiting Periods

    Income protection insurance is insurance cover designed to act as an income replacement for a specified period when you are unable to work due to illness or injury. Income protection insurance usually cover up to 75% of your salary and often, insurance providers may give you the option to add additional riders such as a super guarantee option or an increasing claims option. At the time of completing the application you will need to choose an appropriate benefit and waiting period. Read All

  • Term Deposits: What Are They and How Do They Work?

    Term Deposits are an easy, simple and useful way to invest your funds that can help you save some extra money. But what exactly is a term deposit? Well, as the name denotes, a Term Deposit is a sum of money that is invested, or deposited, for a fixed amount of time, a term, at a fixed interest rate over the period of the investment. Read All

  • 7 Tips to Maximise Your Super

    With the constant changes in legislation affecting superannuation, it can be difficult to keep up with the changes affecting you. We have prepared a summary of our 7 tips to maximise your Superannuation. The 2017-18 financial year saw a big cut in contribution caps for both after-tax contributions and before-tax contributions. Read All

  • Proposed Changes to Work Test and Non-Concessional Contributions for those between 65 and 74

    As it currently sits, any individual between the ages of 65-74 with a superannuation balance under $300,000 must satisfy the work test for each year they wish to make a non-concessional (after-tax) contribution. The work test states that an individual must have been gainfully employed for at least 40 hours for a period of not more than 30 consecutive days in the financial year they wish to contribute. Read All

  • Super Guarantee and Multiple Employers for highly paid employees

    With many Australians having more than one employer It’s not uncommon for people to have Super Guarantee from Multiple Employers paid to separate funds. We often find employers simply default their employees to a single fund leading to multiple Superannuation Guarantee accounts with various Superannuation providers. Those individuals fortunate enough to have a high paying job can sometimes run into difficulty where Super Guarantee Contributions are concerned. Read All

  • Do You Need a Financial Advisor?

    Do you need a financial advisor when choosing between the name brand can of tomatoes or picking up the cheaper store brand can. Clearly not… But, the financial decisions that we make day to day eventually all add up and impact on our financial futures. Read All