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Carry-Forward Super: Use Your Unused Contribution Caps
- PUBLISHED: 07 July 2026
- - Article
- - Superannuation
If your super balance is under $500,000, you may be able to use unused concessional caps from the past five years to cut your tax. Here’s how it works. Read All
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What Is a Reasonable Fee for a Financial Advisor? | LifeTime Financial Group
- PUBLISHED: 07 July 2026
- - Article
- - What is Financial Planning?
Financial advice fees typically run around 1%–1.5% p.a. plus GST — but the fee is only half the story. See how advice and investment costs really compare, with a worked $1M example. Read All
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Superannuation Contribution Cap Increase to $32,500 from 1 July 2026 | What It Means for You | Your Lifetime
- PUBLISHED: 06 July 2026
- - Article
- - Superannuation
From 1 July 2026, the concessional super contribution cap increases to $32,500. Learn what this means, how it compares to super guarantee limits, and how to plan effectively. Read All
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LRBAs and Residential Property in SMSFs: What Investors Need to Know | Your Lifetime
- PUBLISHED: 23 June 2026
- - Article
- - Self Managed Superannuation
There is renewed discussion around banning LRBAs for residential property in SMSFs. Here’s a brief summary of what’s being debated and what it could mean for investors. Read All
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Superannuation Caps & Carry-Forward Rules
- PUBLISHED: 14 June 2026
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Superannuation
Discover how to optimize your wealth before 30 June. Learn how high earners can use the $30,000 cap and 5-year carry-forward rules to reduce income tax. Read All
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Capital Gains Tax & Loss Harvesting
- PUBLISHED: 14 June 2026
- - Article
- - What is Financial Planning?, Directly Held Investment Portfolio, Investment & Financial Advice, Stock Broking Services, Portfolio construction
Smart tax strategies for wealthy Australian investors. Learn how to legally harvest investment losses, maximize CGT discounts, and navigate ATO wash sale rules. Read All
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Boosting Your Wealth: Maximising Downsizer Contributions with High-Value Property
- PUBLISHED: 14 June 2026
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Investment & Financial Advice, Superannuation
Learn how to transfer up to $600k from a luxury home sale into super, completely bypassing standard total super balance restrictions and contribution caps. Read All
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Demystifying the Numbers: How Australia’s Age-Based Super Pension Rates Work
- PUBLISHED: 14 June 2026
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Superannuation
A clear guide to Australia’s age-based super pension rules. Learn how to calculate your mandatory minimum drawdown and avoid costly tax penalties. Read All
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The Wealth Preservation Checklist: Navigating Pension Deadlines and Transfer Balance Caps
- PUBLISHED: 14 June 2026
- - Article
- - Superannuation
Critical EOFY checklist for wealthy Australians. Learn how to manage the $2M Transfer Balance Cap, meet minimum pension drawdowns, and avoid tax penalties. Read All
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Should You Make Extra Super Contributions at 55? Tax Benefits Explained | Your Lifetime
- PUBLISHED: 09 June 2026
- - Case Study
- - Superannuation
At age 55 with a $110,000 income and $550,000 in super, learn whether making extra tax-deductible super contributions could boost retirement savings and reduce tax. Expert guidance from Your Lifetime. Read All